How to File for Chapter 7 Bankruptcy - Softcover

9781413300277: How to File for Chapter 7 Bankruptcy
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If you're feeling overwhelmed by your bank balance, Chapter 7 bankruptcy can offer welcome relief. It allows you to get rid of most of your debts, and it forces creditors and collection agencies to stop their collection efforts.

For over a decade, this friendly, comprehensive guide has helped more than 300,000 people cope with their debts. How to File for Chapter 7 Bankruptcy takes you through the filing process, giving you the practical advice and official bankruptcy forms you'll need.

Use How to File for Chapter 7 Bankruptcy to:

*decide if bankruptcy is the right step to take
*determine if you qualify for Chapter 7 bankruptcy
*fill out and file all forms
*cancel the largest amount of debt possible
*identify which debts will survive bankruptcy
*keep the maximum amount of property
*deal with secured debts
*represent yourself in routine bankruptcy hearings
*dismiss your case if you change your mind about filing
*rebuild your credit after bankruptcy

Easy-to-use worksheets and charts help you calculate what you own, how much you'll be able to keep, and figure out if you can retain your home. The 11th edition is updated to provide the latest legislation and case law that affect Chapter 7 bankruptcy in all 50 states, and provides revised forms to protect your identity.

This book does not cover business bankruptcies, farm reorganizations or individual repayment plans (Chapter 13). For Chapter 13 bankruptcy, see Nolo's Chapter 13 Bankruptcy: Repay Your Debts.

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Review:
In these times of massive credit card debt and stagnating incomes, filing for bankruptcy has become the only relief for thousands of people. The information in How to File for Bankruptcy is so complete that a person can file virtually on his own, without needing to hire a lawyer. By no means does the book encourage filing for bankruptcy, but it will help anyone in serious financial trouble determine if bankruptcy might be a sensible course to take, and examines what kind is appropriate for different individuals. All of the necessary forms are included, complete with explicit directions. Like all Nolo Press titles, this is a straightforward, no-nonsense book of useful advice and specific guidance, written in clear, easy-to-understand language.
Book Description:
"Includes clear instructions on when and how to fill out all the necessary forms, which assets you may legally keep, even advice on whether your case is complicated enough to make it worth your while to hire a lawyer."

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  • PublisherNolo
  • Publication date2004
  • ISBN 10 1413300278
  • ISBN 13 9781413300277
  • BindingPaperback
  • Number of pages352
  • EditorElias Stephen
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